Location: Head Office-Phnom Penh
Report to: Senior Unit Manager, Independent Risk Champion
Deadline: 25-Aug-2020

Duties and Responsibilities:
- Oversight the implementation of Credit Procedures, Operational Risk & Fraud Events/risk incidents/operational loss at branch level.
- Conduct credit review on post-disbursement to make sure credit file maintain accurate/reliable/sufficient information & match to actual.
- Involve in credit review & approval committee at branch level & have authority to comment & risk opinion & voting on loan application
- Conduct client visit as well as business assessment & collateral assessment as per required for suspicious or abnormal loan application.
- Sample check & review on credit file that assessed by Credit Officer & review the loan application that approved by credit.
- Analyze trend of NPL in the operation area & find out the routs cause for reporting to Risk Management Division.
- Perform Branch Security Self-Assessment & monitor on top risk at branch level (Operational Risk only).
- Act as supporting champion at branch level to support branch staff on AML/CFT/FATCA/ABC agenda.
- Perform Compliance Testing/Check to ensure the level of non-compliance is low (base on internal audit finding).

- Bachelor or Master Degree in business related fields.
- At least 2 years experience in banking or financial Institutions, including some experiences in field of risk management, audit and compliance function would be an advantage.
- Sound knowledge and proven experiences in working in business operation, customer service, call center & telesales.
- Solide skills in customer focus and services.
- Positive attitude and self-motivation.
- Communications skill both in Khmer and English.
- Flexible and adabtive to all background of customers.
- Knowlegde of project management, reporting, Microsoft Word and Excel.

How to Apply:
- HKL Application Form is free provided. Thus, you can get it from Head Office (Phnom Penh) or all branches of Hattha Kaksekar Limited every working day or free download from our website: www.hkl.com.kh.
- Interested candidate, please fill the HKL application form and submit with CV, Family Book, Population ID Card, Birth Certificate, Degree Certificate and other short course certificate or letter to HKL head office (Nº606, St.271, Sangkat Phsar Deum Tkouv, Khan Chamkamorn, Phnom Penh) or any HKL branch office nearest your current address or via email job@hkl.com.kh.

Notice:
- The submitted document will not be returned.
- Reach us on: 069 222 800 / 086 354 354